40-year-old married mother of 5 | Farmer & casual laborer | With high school education
Sylvia set a goal to save for school fees for her children. Despite some difficulty making contributions to her commitment savings plan due to the Covid-19 lockdown, market closures, and loss of income, she met her goal! By the end of November, she had $28. And importantly, she was able to withdraw money from her individual emergency fund to buy medicine for her son who got sick, without disrupting the achievement of her goal. She likes WomenSave because as she says she has “all the access and control of [her] money.” Her long-term goal is to buy a cow!
39-year-old married mother of 5 | Resident of Kanungu | Dairy Farmer
Evalyn wanted to send her kids to school. So as a pilot project client last year she saved for school fees. She exceeded her target and saved Ushs 150,000 (US$42) for her goal, as well as Ushs 21,000 (US$6) for her emergency fund. This year for her second cycle, she is saving for school fees again. Evalyn has already deposited Ushs 185,000 (US$52) and Ushs 30,000 (US$8), 62% and 60% of the way toward her commitment and emergency goals respectively. We wish her good luck to reach 100%!
My quality of life is better because I always have an emergency fund.
40-year-old single mother | Farmer | Resident of Rukungiri
Shillah became a client almost two years ago, when WomenSave launched its pilot project. During the pandemic, she lost her job and turned to farming. Nonetheless, she has saved nearly Ushs. 400,000 ($110), met two goals (buying a goat and starting a poultry project – pictured above) and maintained an individual emergency fund. Her long-term plans include building a house and financing her daughter’s education. Her favorite part of WomenSave? Financial literacy training, because it taught her how to plan for what is important and urgent in her life. She thanks WomenSave and its supporters for...
...teaching a woman how she can save for a better future.
34-year-old married mother of 1 | Resident of Rukungiri | Farmer
Emily joined WomenSave in 2020 as part of the pilot project. At the time, she kept the money she had at home and relied on buying goods on credit and borrowing from family and friends when necessary. While she had heard of mobile money, she did not have an account. With the support of her Savings Officer, Emily opened a mobile money account, made weekly deposits and met her first goal to buy a goat. In 2021, she set a new goal to pay school fees for her son, and met it! In addition, she has an individual emergency fund worth nearly 20% of her monthly expenses, reportedly the most significant change in her life. She extends her gratitude to WomenSave for:
training, advising and empowering us to improve our standards of living.
44-year-old single mother of 2 | Resident of Karukara
Melani is from the remote village of Karukara in southwestern Uganda. She sells vegetables to earn a living but sometimes struggles to make ends meet. As a result, Melani sometimes finds it hard to save. So she deposits Ush. 1,000 ($0.25) on a daily basis toward her goal of paying school fees for her children. Thanks to her dedication, she met her goal last year and is well on her way to doing it again this year. Congratulations, Melani!
40-year-old married mother of 7 | Resident of Kanungu | Banana & Coffee Farmer
Annah is a resident of Kanungu and member of Itembezo Women’s Group. She is illiterate and lives on < $2 a day, but that does not stop her from meeting important financial goals with the support of WomenSave. Since she joined the program in 2020, she started making bricks (pictured above), traditionally a male dominated business, to earn money to save. With her savings she has purchased two goats and saved over 1/3 the value of her monthly expenses for her personal emergency fund. Her long-term goal is to build a house. We wish her success!
22-year-old single woman | Tailor | Resident of Kanungu
Harriet joined WomenSave as part of the pilot project in 2020, has already met three financial goals and maintains an emergency fund valued at nearly ¼ her average monthly expenses. She has a tailoring business that she has invested in with additional sewing machines and stock to prepare for the Christmas season. While it has not been easy to save because of economic hardship, financial literacy sparked a passion that keeps her going, as does her newfound trust in mobile money. In her own words, Harriet says that...
...WomenSave has helped me to discover my potential... I have been able to rescue myself from emergency situations and… boost my business. This has made me an amazingly happy client!
50-year-old married mother of 7 | Resident of Kanungu | Tea Farmer
Annet joined WomenSave as part of the pilot project in 2020. Over the last three years she set personal financial goals to buy a mattress, as well as cement and brinks to build a house. And she met them all! With her savings plans and deposit reminders. In addition, she has saved 26% of her average monthly budget in an individual emergency fund, which she uses to buy food when necessary. In December, Annet graduated from the program, which she reports gave her the confidence to manage her finances and "very much improved [her] quality of life."